Credit Card Processing Made Simple: From Swipe to Settlement

Are you confident you truly understand how credit card payments work for your business? From the moment a customer swipes their card (or enters it online) to the moment the funds reach your bank, there are multiple players, costs, and compliance rules at work. For many small business owners, this process can feel confusing, overwhelming, and expensive.

This workshop is designed to demystify payment processing and empower you to make informed decisions. Whether you’re a startup looking for your first payment solution, or an established business searching for better pricing and smoother operations, this session will give you the knowledge you need to manage transactions confidently and cost-effectively.

What You’ll Learn:

• The Lifecycle of a Payment: Understand how a transaction moves from swipe to settlement and who’s involved along the way.
• Types of Payments: Explore card-present vs. card-not-present transactions and what each means for your business.
• Best Pricing Options for Small Businesses: Learn how to avoid hidden fees and stay compliant with regulations.
• Tools & Terminals: See demos of POS systems, installation options, and what to look for in equipment.
• Merchant Statement Analysis: Bring your statement and get a free cost review to spot savings opportunities.
• Customer Service & Support: Learn how 24/7 technical help desks and reporting tools can make your life easier.
• Best Practices & Pitfalls to Avoid: Walk away with insider tips on running a smooth and secure payment system.

By the end of this one-hour session, you’ll have a complete picture of how payment processing works and what steps you can take to save money, improve efficiency, and protect your business. You’ll also receive a handy resource handout, Payment Processing for Small Business, to keep as a reference guide.

Take the mystery out of credit card transactions and leave with practical tools you can apply right away. Payment processing doesn’t have to be confusing—it can be a strategic advantage for your business.fy your payment system, cut costs, and run transactions with confidence. Take the mystery out of credit card processing and turn it into a strategic advantage for your business.

Our Speaker: Justin Sawier is the President of Electronic Commerce Payments, based in Downers Grove, Illinois. Justin was educated in Ireland where he obtained a Degree in Marketing from the Marketing Institute of Ireland. Justin  comes with a wealth of international experience in the financial services sector, where he worked for America’s top-tier banks – Bank of America and PNC Bank – in the Business banking division,for over 10 years  specializing in Payments for Businesses. Justin was born in Dublin, Ireland, and opened up his own payments business to deliver a 5-star customer experience and deliver outstanding products and pricing to compete with America’s top-tier banks.